Reference

Know the Rules Before You Play

These Terms and Conditions govern your account with net9ja and apply to all deposits, withdrawals, and activity on the platform.

Applies to all accountsbKash, Nagad, Rocket coveredEligibility by local lawAccount-holder obligations
net9ja Know the Rules Before You Play
HOW WE HANDLE ACCOUNTS

Account Security and Data Handling

Your account data is stored securely and accessed only for the purpose of running your account, processing payments via bKash, Nagad or Rocket, and resolving disputes. We do not share your personal details with third parties outside of what is required to process your transactions. You can request a copy of the data we hold on your account by contacting support — provide your registered mobile number and we will respond within a reasonable timeframe. Account access uses OTP verification tied to your registered mobile, so keep your number current. If you believe your account has been accessed without permission, contact us immediately to suspend activity.

Data Retention We keep account and transaction records for as long as required by our operational and legal obligations. You may request details of what we hold at any time.
Account Security OTP-based login ties account access to your registered mobile number. Update your number through support if it changes.
Data Requests To request, correct or delete your account data, contact support with your registered mobile number and a description of what you need.
Dispute Resolution If you dispute a transaction or account decision, raise it with support first. We review wallet records and payment confirmations before closing any dispute.
GET TERMS HELP

Contact Us About These Terms

If any part of these Terms and Conditions is unclear, our support team can walk you through what applies to your account. Reach us through the channels below — have your account details ready so we can look up your specific situation quickly.

Live Chat Open the chat window from any page on net9ja to speak with a support agent directly about account terms or wallet queries.
Email Support Send your query to our support address and include your registered mobile number. We respond to terms and account questions in detail.
Help Centre Browse the account and payment sections of our Help Centre for answers to common terms questions without waiting for an agent.

Common Questions About These Terms

These are the questions we hear most often about account rules and how these terms apply to everyday use on net9ja.

Yes. Every deposit via bKash, Nagad or Rocket is subject to these terms. Keep your payment confirmation until the funds appear in your account wallet.

We may update these terms and will note changes on this page. Continued use of your account after an update means you accept the revised terms.

Access and eligibility depend on your local law and eligible region. It is your responsibility to confirm that using this platform is lawful where you are before registering.

Contact our support team with your registered mobile number and specify what data you need. We handle data requests and respond within a reasonable timeframe.

Raise a dispute through our support channels. Provide your account details and the relevant transaction reference so we can review the wallet record.

Reach our support team via live chat or email before taking any action on your account. We can clarify how a specific term applies to your situation.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.